Student Loan

can a student loan vanish if you stop paying it? 

No they will just take the money out of your account.

It takes a while for them to be able to hit up your account.
Possibly because it is a debt to the crown they might be able to do that eventually…
What happened to me years ago was they sent it to a collection agency …
Eventually I did pay it off…  You can get interest relief and a break from payments in 3- 6 month intervals I think, if I remember correctly… 

Don’t wait until it goes into collections!  My Dad totally screwed himself over by “ignoring” the loans.  You can apply for a lot of “relief” and such if your income is low.  Do everything properly, or you’ll be screwed!

It went to collections like 5 years ago.  I had a new person calling me every few months for awhile.  No ones called in over 6 months now.  They took my last tax return.  My credit rating has gone up quite a bit in the last year.