Was the accident caused by a manufacturing defect? If not, then it’s not cover by the manufacturer’s warranty. Accidents caused by you is typically not covered by warranty, which leads me to:
That’s why we all have car insurance. If you got into an accident ICBC should somewhat cover you for car repair cost, then after that you have to pay more for vehicle insurance unfortunately.
Lastly 3. Don’t hijack this thread please… start your own thread.